Terms of Service

Got it — thanks for sharing all that information. I’ll draft a Terms of Service (TOS) tailored to Kathleen Stapleton’s financial planning and widow coaching services. This will be written in a clear, professional way, covering disclaimers, responsibilities, and limitations while aligning with the compassionate yet professional tone of her brand.

Terms of Service

Last Updated: August 2025

Welcome to the website and services of Kathleen Stapleton, CFP® Practitioner (“we,” “our,” or “us”). By scheduling a consultation, engaging in financial planning or widow coaching services, or using this website, you agree to the following Terms of Service. Please read them carefully.

1. Scope of Services

We provide professional services including, but not limited to:

Financial Planning: Guidance in budgeting, retirement planning, wealth strategies, and other financial decision-making. Widow Coaching & Holistic Care: Support for women navigating widowhood, grief, divorce, or major life transitions, with both financial and emotional considerations.

Our services are designed to enhance financial clarity and wellbeing. All recommendations are tailored to your individual situation but do not guarantee specific financial outcomes.

2. Professional Standards

Kathleen Stapleton is a CERTIFIED FINANCIAL PLANNER® professional and Certified Life Coach. As a fiduciary, she is committed to acting in your best interest. All services are provided with professional care, confidentiality, and integrity.

3. Client Responsibilities

To ensure accurate and effective planning, you agree to:

Provide complete and accurate financial information. Disclose relevant personal or financial circumstances that may affect planning. Understand that the success of your financial plan depends on your implementation of recommendations.

4. Consultations & Fees

Initial consultations may be complimentary or subject to fees as communicated prior to booking. Ongoing services may require a signed service agreement outlining fees, billing schedules, and scope of work. Payments must be made in accordance with agreed terms.

5. No Guarantee of Results

While we strive to provide the highest quality advice and coaching, financial markets and personal circumstances involve uncertainties. We cannot guarantee specific investment performance, income levels, or emotional outcomes.

6. Confidentiality & Privacy

We respect your privacy and safeguard all information shared. Please review our Privacy Policy for more details on data protection and use.

7. Limitation of Liability

To the fullest extent permitted by law:

We are not liable for any losses, damages, or outcomes resulting from financial decisions you make based on our services. Coaching services are not therapy and do not substitute for licensed mental health or legal advice. You agree to hold us harmless from claims arising from your use of our website, consultations, or services.

8. Third-Party Services & Features

This website may feature links, resources, or mentions of third-party services. We are not responsible for their content, policies, or performance.

9. Intellectual Property

All content, text, graphics, and materials on this website are owned by Kathleen Stapleton unless otherwise stated. You may not reproduce, distribute, or modify any content without prior written consent.

10. Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

11. Updates to Terms

We reserve the right to update these Terms at any time. The latest version will always be posted on this website with the effective date.

12. Contact Information

For questions regarding these Terms or services, please contact:
📞 (626) 333-9084
📧 [email protected]

By scheduling a consultation, using this website, or engaging our services, you acknowledge that you have read, understood, and agreed to these Terms of Service.